Feng Zhang

Chief Executive Officer

Mr. Feng Zhang is our Chief Executive Officer. He has been serving as our Chief Executive Officer since March 2020. Mr. Zhang served as our Co-Chief Executive Officer from September 2018 to March 2020 and served as our Chief Operating Officer from July 2017 to September 2018. Mr. Zhang also served as our Chief Risk Officer from April 2015 to July 2017. Prior to joining us, Mr. Zhang held various positions including analyst, senior analyst, manager, senior manager, head of yield management, and senior director at Capital One Financial Services, a diversified bank that offers a broad array of financial products and services, from 2003 to 2015. Mr. Zhang received his bachelor's degree in computer science from Tsinghua University, master's degree in computer science from Chinese Academy of Science, master's degree in computer science from Virginia Tech, and MBA degree from Duke University, The Fuqua School of Business.

Tiezheng Li

President and Vice Chairman

Mr. Tiezheng Li is one of our four co-founders and has been serving as our president since May 2020, vice chairman of the board since September 2018, and director since March 2015. Mr. Li also served as our chief strategy officer from July 2017 to April 2020, our chief operating officer from April 2015 to July 2017 and our chief risk officer from January 2011 to April 2015. Prior to founding our company, Mr. Li served as a risk manager at China Minsheng Banking Corporation Limited from 2006 to 2011. Mr. Li received his bachelor’s degree in civil engineering from Shanghai Jiaotong University in China and FMBA degree from China Europe International Business School in China.

Jiayuan Xu

Chief Financial Officer

Mr. Jiayuan Xu has been serving as our chief financial officer since December 2020. Mr. Xu served as our senior vice president for finance and head of financial institutions department since March 2018 to November 2020. Mr. Xu served as the vice president for finance from June 2016 to March 2018. Mr. Xu joined us as our financial controller in June 2015. Prior to joining us, Mr. Xu served as the head of financial management department of Nanyang Commercial Bank (China) Co., Ltd. from 2008 to 2015. Mr. Xu was an audit manager at PricewaterhouseCoopers Zhong Tian LLP from 2003 to 2008. Mr. Xu received his bachelor’s degree in international trade and finance from Shanghai Jiaotong University in and FMBA degree from China Europe International Business School. Mr. Xu is also a member of Chinese Institute of Certified Public Accountants.

Yuxiang Wang

Chief Technology Officer and Chief Product Officer 

Mr. Yuxiang Wang has been serving as our chief technology officer since 2019 and our chief product officer since June 2015. Prior to joining us, Mr. Wang served as the vice president of product at Opera Software ASA, a Norwegian software company, from 2013 to 2015. Mr. Wang worked at Baidu.com as a product head of Baidu mobile browser from 2012 to 2013. Mr. Wang served as the product director at TeleNav, a company providing location-based services including navigation, from 2009 to 2012. Prior to that, Mr. Wang served as a senior product manager at MiTAC Research (Shanghai) Ltd., an electronics company, from 2002 to 2009. Mr. Wang received his bachelor’s degree in communication engineering from Jiangsu University, his master’s degree in software engineering from Fudan University and his EMBA degree from China Europe International Business School.